Budgeting Tips From A Fixed Income Family

oldbudgetingThe common problems the average person faces each day include having to live on a small budget. This might be true for college students, newly married couples, or anyone who has recently made a large purchase of any sort. People are often appalled at the extent others go to in order to save money. Every dollar and change a person saves up eventually ends up adding to more money in the long run even though it may not seem so in the short run. One of the best ways for people to live on a small budget is to make their dollar go further and get more merchandise.

One of the best ways to do this is to buy groceries and cook home cooked meals. Home cooked meals will last long and can be reheated if not finished and eaten for multiple days. This will save money from people having to eat out for meals and spending more money.

Money can also go a long way when it is used to buy more merchandise or to get more products. One of the best ways to do this is to buy products used every day in bulk in order to get a discounted price and to buy products on sale and stock up on them. By doing so, there are products that can be used later on and as needed in the future. Along with looking at the sales papers, it is often a great idea to look at various grocery stores to see where the best price for a product can be found and the store, which would offer the most deal on products. One of the benefits of this is the customer won’t spend too much time driving around for deals, yet wasting money on gas.

There are some untraditional ways to save money on products as well. One of the ways to save money is by extending the life of products so they will last longer than the typical time frame. One of the ways to do this is by freezing batteries, popcorn, candles, and etc. Although the increased life of the product is not extremely greater, it will still make a difference and will have to be replaced less often. Another way people might try to save money is by flushing the toilet less times a day. Although it might seem disgusting, it will save a lot of water in the long run.

3 Cool New Computers We’re Thinking About Buying

Over the last couple of years, technology analysts have been predicting the demise of desktop computers and laptops. The supporting argument for this forecast is that the frenzied growth of smartphones and tablets is redefining the way we approach computing. While it is true that many people have chosen to manage their lives directly from their iPhones, iPads or Android-powered smartphones and tablets, the truth is that desktop and laptop computer systems are far from over.

On the desktop front, we are seeing smaller CPU devices and virtualization; on the portable front, we are seeing innovation and flexibility. For the most part, portable computers these days have greatly improved over the netbooks and laptops of yore; the three modern devices below can really bridge the gap between desktops and mobile devices while providing improved levels of functionality and connectivity.

surfaceproMicrosoft Surface 3

There was a time when Microsoft did not even entertain the idea of producing hardware. These days, however, Microsoft is a respectable brand of video game consoles and hybrid laptop/tablet devices. The first couple of devices launched under the Surface line were impressive in terms of design and durability, but performance was lacking. The Surface 3 addresses many of the shortcomings of its predecessors, starting with the operating system.

What Microsoft has accomplished with the Surface 3 is a truly versatile device that can run all modern Windows programs as either a tablet or a laptop. The battery life and performance of the Surface 3, which accepts input from touch, keyboard, mouse, tracking device, or even stylus, may not be impressive, but they are sufficient for users who need a reasonable portable computing solution for work or school.

mbpApple MacBook Pro with 13-inch Retina Display

Apple is the current dominating force in smartphones, tablets and smart watches, but this does not mean that the company is giving up on the portable computing sector. Apple has upgraded the MacBook Pro to a device that delivers impressive battery life, attractive design, and the best graphics you can get on a 13-inch screen. This Apple portable is powered by OS X, which means a flawless computing experience for all types of users. Business users, students, gamers, and artists will find that this portable machine can easily support their lifestyle, particularly if they use iOS mobile devices such as the iPhone or iPad.


chromebookGoogle Chromebook Pixel 2015

Search engine giant Google is still trying to find a comfortable place in the world of portable computing. The Android mobile operating system already powers millions of smartphones and tablets around the world, but the Chrome OS has failed to capture market share in such proportions. With this in mind, the Chrome OS is poised to become the operating system of choice for affordable mini-laptops that are replacing the netbooks of yore, but Google wants to showcase Chrome OS in a more attractive machine.

The current Chromebook Pixel provides the best online experience of any portable computer; however, going offline continues to be an issue for Chrome OS devices. Even though Google has vastly improved the offline capabilities of Chrome OS, the experience is far from ideal when there is no Internet connection. Surface and MacBook devices do not suffer from this issue, and even with an ever-growing selection of apps in the Chrome Web Store, the reality is that Google is still very much an online-only experience.

Learning Online: A New Option for Parents & Students

interneteducationRecently we talked about our grandson and how much he has excelled and succeeded after switching from a traditional high school to done he attends online. For years adults have been going back to school through the convenience of online universities. Now, the tide is shifting as more and more students look to learning online in place of a traditional classroom for high school. Getting your high school diploma or GED online is an excellent alternative for students who are struggling with traditional school or who need a faster paced environment.

It may sound strange, but there are four big reasons why online learning could be the right decision for your high school student.

1.) Less distractions. There are many benefits to the social aspects of traditional high schools, extra circular activities, friends and parties. Unfortunately a social setting has multiple downsides as well. Bullying is becoming more prevalent, peer pressure is on the rise and kids struggle to fit in. All of these things are huge distractions from learning.

2.) Do more in less time. The great thing about learning online is that your child can progress at their own speed. Concepts they don’t understand they can study further. Concepts they grasp quickly, they are able to move on to the next lesson. No more moving at the pace of the entire class. Studies have shown that this method of self pacing enables studies to learn faster, fail less and have more self confidence.

3.) Self motivating Who doesn’t want their student to become a self starter? Contrary to what you might think, students become more self motivated in this type of learning environment. To a certain extent, they are in charge of their education and feel empowered. Online learning also offers more elective courses so students can take courses that appeal to their personal interests alongside the required work. This is also an invaluable aspect of learning online. Students are more likely to be diligent in their work when they feel that their learning is personalized and providing them with something valuable that is relevant to them as individuals.

4.) Increased rates of graduation. Because students are engaged, less distracting and getting through their coursework faster, this improves the odds of graduation and possibly even graduating early.

There’s a lot to consider when deciding what is right for your family and your student, but online education is a great option with plenty of benefits.

Maintaining Your Health Past Age 50

healthVery few people are able to get all of the nutrients that they need from diet alone. Fortunately, you can supply your body with the nutrients it needs to stay healthy by taking a supplement. Below is a list of supplements for maintaining optimal health:

Omega 3 Fatty Acids

Many people believe that all fat is bad. However, healthy fats are an essential part of a healthy diet. Omega 3 fatty acids are an example of healthy fats. They have been shown to help lower cholesterol and ward off cognitive decline. They can also help prevent heart disease.

Omega 3 fatty acids are found in salmon, flaxseed and walnuts. However, many people are still not getting enough of them from their diet. That is why doctors often recommend taking an omega 3 fatty acid supplement.

Vitamin D

Vitamin D is another nutrient that many people are not getting enough of. Low vitamin D levels have been linked to a host of illnesses, including poor nutrient absorption, weight gain and depression. It is hard to get adequate amounts of vitamin D because very few foods contain this nutrient. When the skin absorbs the sun’s rays, the body can produce vitamin D naturally. However, most people do not spend enough time in the sun for the body to produce vitamin D. That is why most people would benefit from taking a vitamin D supplement.


It is estimated that around 80 percent of the population is deficient in magnesium. A magnesium deficiency can affect just about any organ in the body. Tension headaches, heart palpitations and back aches are some of the problems that have been linked to magnesium deficiency.

Coenzyme Q10

Coenzyme Q10 is a compound that the body naturally synthesizes. The body needs it to produce ATP, which is the chief energy source. If you take birth control pills or Statins, then your Coenzyme Q10 levels may be lower than normal. The natural aging process also causes Coenzyme Q10 levels to decline.

High doses of Coenzyme Q10 have been shown to be effective for treating a variety of conditions, including heart failure and Parkinson’s disease. Coenzyme Q10 rarely causes side effects even when it is taken in large quantities. This supplement can also help remove oxidized low-density lipoprotein from the body. Oxidized low-density lipoprotein can lead to atherosclerosis.

How I Choose My Running Shoes

runningshoesShoes protect our feet, help us maintain our balance, and can help correct physical problems. Without them, every day walking can become a very painful. When you start running, a lack of proper footwear can turn from painful to downright dangerous. Even without direct injury to the foot, the wrong shoe can cause balance problems, poor grip, and posture discrepancies.

You see, normally I wear elevator shoes to add a few inches to my height. However recently, my height increasing shoes have been hurting my feet. So, Kitty and I just recently went shoe shopping as I was in desperate need of some new running shoes. After several different stores and an entire Saturday out shopping, I settled on the Adidas Springblade shoes. They are both comfortable and stylish and I’m very happy with my decision. After buying them, I decided why not write about choosing the right running shoe. After all, if I’d had some help, it might not have taken so long to find my new pair. See the Adidas Springblade shoes for yourself by clicking here: http://www.adidas.com/us/springblade.

Why not take the time to learn about running shoes? There are many variables to consider, but there are also many websites where whom you can learn the basics. One of the first things to consider is what kind of running shoe you need. It sounds odd, but there are different varieties of running shoes, just like there are different varieties of tires for cars. There are road-running shoes, trail-running shoes, and even cross-training shoes for those who like to exercise in the gym.

Where you’ll be running on will determine the type of shoe you need. A runner who keeps to the roads and side-walks needs a light, flexible shoe that has plenty of shock protection. An off-roader will want a shoe with aggressive tread and excellent ankle support. Twisting a leg in the woods isn’t something you want to do with your day; the right pair of shoes can help avoid this. For those who like a more natural approach, minimalist (such as ‘toe-shoes’) are essentially foot shaped protection that allow your foot to do the job nature intended it to do.

Another important point is the way the foot hits the ground. The angle of the foot as it hits the ground will help determine what kind of shoe you need. Neutral pronation, when the foot hits the ground flat, requires no modifying shoe. Over-pronation (inside of the foot hits the first) and supination (outside hits first) should both be corrected by your shoe, in order to improve running and decrease the risk of injury.

Do yourself a favor and research your shoes. Ask the salesperson at the shoe store to help you pick out the right size, type, and corrective. Your feet will thank you!

Tips For Choosing An Online High School Program

josephSometimes attending a normal high school isn’t an option. Kitty and I experienced this recently when our grandson decided to enroll in an online high school after experiencing trouble at our local public school. Going to an online high school has been tremendously helpful for Joseph and it’s made me think that more parents should consider sending their children to one. The fact is, there are some really good reasons to attend an online high school.

Issues such as disability and bullying can make looking for an online high school the better option. It is also handy for adults who never completed high school who would like to go back and get their diploma or GED online. The complicated matter is ensuring that you choose the online high school that is right for you or your child. Here are a few tips that will help you to make a wise choice in choosing the right online high school.

Special Programs

In cases in which you or your child suffers from a learning disability you will want to make sure you check out potential online high schools for special programs that are made to help individuals in your situation. This is pretty straight forward in many cases as many online high schools cater to such needs. If you are in doubt about whether or not a particular school can meet your needs, don’t be afraid to give them a call or send an email inquiring about certain features and programs that you need to get information about.

What Classes are Offered

While many classes will be mandatory and aren’t really negotiable in your quest for a high school diploma, other classes will be optional. Classes such as home economics, language courses, and others offer you or your child a chance to pick which ones would be the best fit for your needs. If you or your child has a particular interest in one of these subjects, for example if you wanted to take a German language course, make sure you find out whether or not such a class is offered at the online school. Also keep in mind that your choices for these classes can have an impact later when it comes to applying for college if you intend to go that rout.

Teachers vs Automation

In most cases online high schools will provide a mix of actual teachers and standardized lesson plans/tests/etc. You should take the time to consider how much teacher involvement you need for you or your child and how much you can get by with on your own. If you are an adult seeking to get your high school diploma online you may not need quite as much teacher supervision and assistance. On the other hand, a child may require a bit more oversight from a teacher for various assignments.